Paycheck Calculator — Salary to Take-Home (Per Pay Period)
Annual salary → estimated take-home per paycheck. Includes 2026 federal brackets, Social Security (6.2%) and Medicare (1.45% + 0.9% surtax), pre-tax 401(k) and deductions. Estimates for planning — not tax advice.
Quick answer: Free US paycheck calculator: enter annual salary and filing status to estimate take-home pay per paycheck — federal tax, Social Security and Medicare withheld. Runs privately in your browser.
2026 federal brackets + standard deduction built in · state tax not included · estimate only.
How to use
- Enter gross salary — annual amount, plus 401(k)% and pre-tax deductions.
- Pick filing status and pay frequency — weekly, bi-weekly, semi-monthly or monthly.
- Read the breakdown — federal, Social Security, Medicare and net per paycheck, with the annual view too.
About this tool
This calculator converts a salary into an estimated paycheck the way payroll does: it computes taxable income after the standard deduction and your pre-tax contributions, applies 2026 federal brackets for your filing status, then adds FICA (Social Security up to the wage base, Medicare on everything, plus the 0.9% high-earner surtax) and divides by your pay frequency. State income tax is not included — add it yourself as a monthly deduction since state rules vary widely. Honest note: real paychecks also involve W-4 settings, benefits and local taxes; treat the result as a planning estimate, not payroll.
FAQ
How is take-home pay calculated from salary?
Does this include state income tax?
Which year's brackets are used?
How accurate is it versus my real paycheck?
What is the Social Security wage base?
Is my salary sent anywhere?
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