Canada Take-Home Calculator — Salary After Tax, CPP & EI

2025 federal brackets with the basic personal amount built in, CPP (~5.95% to the yearly max) and EI (~1.6%) applied, provincial tax as one editable estimate.

Quick answer: Free Canadian salary calculator: gross to take-home with federal brackets, basic personal amount, CPP and EI premiums — provincial tax as editable estimate.

Take-home / month
Take-home / year
Federal tax
CPP + EI

💡 Federal 2025 brackets + BPA ~$16,129; CPP 5.95% (capped), EI 1.6% (capped). Province as editable effective rate — verify official tables.

How to use

  1. Open this page on any device — no signup needed.
  2. Fill in the fields above.
  3. Get your result instantly — nothing is uploaded.

About this tool

Canadian pay slips deduct federal tax (15% up to ~$57k, rising to 33% above ~$253k, after the ~$16k basic personal amount), provincial tax (varies wildly — ON ~5–20%, AB 10–15%), CPP (5.95% between $3,500 and ~$68,500) and EI (~1.6% to the max premium). This calculator runs federal + CPP + EI exactly and provincial as one editable rate — accurate enough for offers and budgeting.

FAQ

Why is provincial tax just one field?
Provinces each run full bracket systems; a single effective rate covers budgeting needs — set it from your province's first brackets (~5–10% for most incomes).
What is the CPP max per year?
CPP contributions cap near $4,000/year (2025-ish values) — the calculator caps automatically; high earners see it stop.

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