Car Depreciation Calculator — Where Does the Value Go?

Cars lose ~20% of value in year one and ~15% yearly after. Enter price and age — get the year-by-year value table and how much depreciation you've already eaten.

Quick answer: Free car depreciation calculator: see your car's estimated value year by year — the 20%-year-one then ~15% curve, with a total-loss table insurers actually use.

💡 Standard curve: −20% year 1, −15%/yr after. Luxury/performance models depreciate faster; trucks/SUVs slower.

How to use

  1. Open this page on any device — no signup needed.
  2. Fill in the fields above.
  3. Get your result instantly — nothing is uploaded.

About this tool

Depreciation is a new car's biggest cost — typically ~20% the first year, then 12–15% annually, with luxury models falling faster. This calculator projects values on that standard curve and shows cumulative loss — the reason “gently used 2–3 year old” cars are the classic value buy, and why gap insurance matters in year one.

FAQ

Which cars hold value best?
Historically Toyota/Lexus/Honda trucks and SUVs — check 5-year residual tables (iSeeCars/KBB) for the current list.
How do I slow depreciation?
Low miles, garage keep, full service records, popular color, no modifications — and never buy the priciest trim.

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