Net Worth Calculator — The Only Number That Matters

Income measures flow; net worth measures the level. List assets and debts — see your number and how it compares to common age-based benchmarks.

Quick answer: Free net worth calculator: assets (cash, home, investments) minus debts — your true net worth, tracked against age-based benchmarks.

Your net worth
Total assets
Total debts
Benchmark (Fidelity)

How to use

  1. Open this page on any device — no signup needed.
  2. Fill in the fields above.
  3. Get your result instantly — nothing is uploaded.

About this tool

Net worth = everything you own minus everything you owe — the single best snapshot of financial position. This calculator totals cash, investments and property against mortgages, loans and cards, then contextualizes with popular benchmarks (e.g. Fidelity's guideline: 1× salary by 30, 2× by 35, 6× by 50). Re-run it quarterly; the trend is the point.

FAQ

Should my car count as an asset?
Include it at resale value if you want precision — but many planners exclude depreciating toys; be consistent across runs.
Is student debt included?
Yes — every liability: mortgage, student loans, car loans, cards, even the family loan.

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