Zakat Calculator — Nisab, 2.5% Rate, Gold & Savings

Enter what you own and what you owe — the tool checks the nisab threshold and computes Zakat at 2.5%. Gold and silver rates are editable (rates change daily), and nothing you type leaves your device.

Quick answer: Free Zakat calculator with 2026 nisab: enter gold, silver, cash, investments and liabilities — get your exact 2.5% Zakat. Hanafi method, editable gold/silver rates, private.

Nisab rates (edit): gold /g · silver /g — update with today's market rate.

How to use

  1. Enter gold & silver — grams you own × today's per-gram rate (check your local jeweller or news).
  2. Add cash & assets — bank balances, cash, investments you can sell, business stock. Subtract debts due within the year.
  3. Read your Zakat — if your net wealth ≥ nisab, pay 2.5% of it. The tool shows both gold-nisab and silver-nisab verdicts.

About this tool

Zakat is 2.5% of your qualifying wealth held for one lunar year, payable only if your total meets or exceeds the nisab. The nisab is traditionally set at 87.48 grams of gold or 612.36 grams of silver — scholars commonly recommend the silver nisab because it brings more relief to the poor. This calculator follows the standard Hanafi worksheet: add gold and silver at current value, cash in hand and in banks, invested wealth and business inventory, then subtract immediate liabilities and due debts. Important: rates below are placeholders pre-filled for convenience — update them with today's market rate before relying on the result, and ask a scholar about unusual cases (loans, agriculture ushr, business stock valuation).

FAQ

What is the nisab in 2026?
Nisab is defined in grams, not currency: 87.48g of gold or 612.36g of silver. Its cash value moves daily with market prices — that is why this tool lets you edit the per-gram rates instead of hardcoding a rupee figure.
Which nisab should I use — gold or silver?
Both are valid; the silver nisab gives a much lower threshold, so more wealth qualifies and more Zakat is paid — most South-Asian scholars recommend it. The tool shows your status against both.
Is Zakat due on my salary?
Zakat applies to wealth you hold, not income as it arrives. Zakat becomes due on savings you have held for one lunar year (hawl), or on the anniversary date if your savings fluctuate.
Do I pay Zakat on my house or car?
Not on your personal residence, personal car or daily-use items. Zakat applies to wealth and tradable assets — investments, spare cash, business inventory, gold and silver.
What rate is Zakat?
2.5% (one-fortieth) of net qualifying wealth. The calculator shows the exact figure to the nearest rupee.
Is my financial data stored?
No — every field is computed in your browser and forgotten when you close the tab. Nothing is transmitted or saved.

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