Mortgage Affordability — What Price Home Can You Actually Afford?

How to use

1. Open this page on any device — no signup needed.
2. Fill in the fields above.
3. Get your result instantly — nothing is uploaded.

About this tool

Lenders size your mortgage with the 28/36 rule: housing costs (PITI — principal, interest, taxes, insurance) ≤ 28% of gross income, and total debt payments ≤ 36%. This calculator runs the math from your income, monthly debts, down payment, rate and term, then shows the approved-price estimate — plus a “comfortable” version at 25% for people who like sleeping well.

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