Bonus Tax Calculator — How Much of Your Bonus Will You Actually Keep?

Bonuses are taxed as supplemental income: 22% federal flat (37% above $1M) + 1.45% Medicare + state. Compare both withholding methods and see your true net.

Quick answer: Free bonus tax calculator: see how a bonus is taxed two ways — the 22% federal supplemental flat rate vs adding it to your salary — plus FICA and state estimates.

Net bonus (flat method)
Federal 22%
Medicare+SS
You keep

💡 Above $1M federal supplemental = 37%. Final tax settles at filing — over-withholding refunds back.

How to use

  1. Open this page on any device — no signup needed.
  2. Fill in the fields above.
  3. Get your result instantly — nothing is uploaded.

About this tool

The IRS lets employers withhold bonus tax two ways: a flat 22% supplemental rate, or the aggregate method (bonus added to your regular paycheck, withholding at your W-4 rate). Either way the final tax settles at your real bracket at filing — big bonuses can push marginal income into higher brackets, but the bonus itself is never “taxed at 50%” no matter what your payslip implied. This calculator shows both methods plus FICA and editable state.

FAQ

Why did my bonus feel taxed so hard?
Withholding ≠ final tax. Over-withheld tax comes back as a refund — check with the aggregate view here, then your actual return.
Can I avoid the 22% hit?
Contribute bonus dollars to a pre-tax 401(k) before payroll runs it — lowers both taxable income and withholding.

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