Lease vs Buy — 3-Year True Cost, Side by Side

How to use

1. Open this page on any device — no signup needed.
2. Fill in the fields above.
3. Get your result instantly — nothing is uploaded.

About this tool

Leasing buys depreciation you use plus rent charges; buying buys the whole asset and you recover part at sale. Over the same 3 years, leasing is usually $1–3k cheaper in cash flow but ends with nothing; buying costs more monthly but builds trade-in value. This calculator totals both paths from your real quotes and states which suits your pattern (drive a lot → buy; want newest car under warranty → lease).

FAQ

Related tools