Australia Take-Home Calculator — Salary After PAYG Tax

Stage-3 rates built in: $18,200 tax-free, 16% to $45,000, 30% to $135,000, 37% to $190,000, 45% above — plus the 2% Medicare levy and $19,080 low-income offsets context.

Quick answer: Free Australian salary calculator: gross to take-home with stage-3 tax rates, Medicare levy and the tax-free threshold — fortnightly and monthly views.

Take-home / fortnight
Take-home / year
Tax + Medicare
Take-home / month

How to use

  1. Open this page on any device — no signup needed.
  2. Fill in the fields above.
  3. Get your result instantly — nothing is uploaded.

About this tool

Australian residents get a $18,200 tax-free threshold, then pay 16/30/37/45% through the brackets, plus the 2% Medicare levy (reduced for low incomes). Employers also pay 12% superannuation on top of your salary — it is extra, not deducted. This calculator shows annual, monthly and fortnightly take-home on the standard rates; HECS/HELP repayments and private-health adjustments need adding separately.

FAQ

Is superannuation included?
No — super (12% in 2025-26) is paid by your employer on top of gross. This calculator shows your cash take-home.
Do I claim the tax-free threshold from one employer only?
Yes — claim it from your main employer; a second job gets taxed at the top rate from dollar one until you lodge.

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