UK Take-Home Calculator — Salary After Tax & NI (2026/27)

England/Wales/NI bands built in: £12,570 tax-free allowance, 20% to £50,270, 40% to £125,140, 45% above — plus employee NI (8% main rate). Pension contributions included.

Quick answer: Free UK salary calculator: gross to take-home with 2026/27 income tax bands (£12,570 allowance) and National Insurance — monthly, weekly, and hourly views.

Gross salary £ Pension %

–Take-home / month

–Take-home / year

–Income tax / year

–National Insurance / year

💡 2026/27 England/Wales/NI rates. Verify at gov.uk — tax year changes every 6 April.

How to use

Open this page on any device — no signup needed.
Fill in the fields above.
Get your result instantly — nothing is uploaded.

About this tool

UK pay slips reduce gross by Income Tax (Personal Allowance £12,570, then 20/40/45% bands) and National Insurance (8% between £12,570 and £50,270, 2% above — employee rates). This calculator applies both with the pension-salary-sacrifice reduction, showing monthly, weekly and daily take-home. Scotland uses different bands — set your income tax there manually if needed.

FAQ

Are these the 2026/27 rates?

Yes — England/Wales/NI: allowance £12,570, basic 20% to £50,270, higher 40% to £125,140, additional 45% above. Always confirm on gov.uk — rates change each April.

Why is my payslip different?

Student loans, pension %, benefits-in-kind and Scottish bands change it — this is the standard-tax-code baseline.

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UK Take-Home Calculator — Salary After Tax & NI (2026/27)

How to use

About this tool

FAQ

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