Retirement Drawdown — How Long Will Your Money Last?
Portfolio + annual withdrawal + real return in — years of runway out, with the balance trajectory table so you see exactly when it thins.
Quick answer: Free retirement drawdown calculator: savings, annual spending, returns and inflation — see how many years your money lasts, with an editable return assumption.
How to use
- Open this page on any device — no signup needed.
- Fill in the fields above.
- Get your result instantly — nothing is uploaded.
About this tool
Drawdown math is simple and brutal: withdrawals + inflation vs returns decide longevity. This calculator runs your portfolio down year by year at your real (inflation-adjusted) return and reports the survival age — plus the balance at key milestones. It is the honest companion to the Withdrawal Rate tool: one plans the rate, this one shows the timeline.
FAQ
What return should I assume?
Does this include taxes or super/pension income?
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