401k Calculator — Your Match, Growth & 2026 Limits

How to use

1. Open this page on any device — no signup needed.
2. Fill in the fields above.
3. Get your result instantly — nothing is uploaded.

About this tool

A 401(k) compounds three ways: your contributions, your employer match (free money — up to 3–6% of salary at typical employers), and market growth. The 2026 IRS employee limit is $24,500 ($32,500 with the 50+ catch-up, $35,750 at 60–63). This projection uses annual compounding on your combined contribution until your retirement age — and shows exactly how much of the final number is match money you'd be crazy to leave.

FAQ

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