Paycheck Estimator — What Lands in Your Bank Account

Gross salary in, estimated take-home out — FICA 7.65% plus editable federal/state rates and 401(k)/insurance deductions, shown per paycheck frequency.

Quick answer: Free US paycheck estimator: salary minus estimated federal, state, FICA and pre-tax deductions — see weekly, biweekly and monthly take-home. Rates editable for accuracy.

Take-home per paycheck
Annual take-home
FICA (7.65%)
Total deductions %

💡 Rates are editable estimates — match them to your payslip or use your bracket's effective rate.

How to use

  1. Open this page on any device — no signup needed.
  2. Fill in the fields above.
  3. Get your result instantly — nothing is uploaded.

About this tool

US take-home pay = gross minus FICA (7.65%: Social Security 6.2% + Medicare 1.45%), federal income tax (depends on bracket, filing status and W-4), state tax (0% in TX/FL/WA… to 13.3% in CA) and pre-tax deductions like 401(k) and health premiums. This estimator uses your editable rates on the post-deduction taxable amount — accurate enough for budgeting; exact withholding depends on your W-4, so verify against your first payslip.

FAQ

Why is my real paycheck different?
W-4 settings, local taxes and benefit plans vary — this is an estimate; adjust the rates until it matches your payslip, then trust it.
What is FICA?
Social Security 6.2% + Medicare 1.45% = 7.65% of gross, up to the annual SS wage base — it is fixed, not editable guesswork.

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